Motor Trade Insurance specialists in the motor trade insurance industry. Welcome to emotortradeinsurance.

Many motor traders who are new to the business are prone to business failure as a result of losses incurred through fire tragedy, burglary, legal proceedings against them, accidents and many more. To protect the business against these unnecessary losses, smart motor traders always prepare for the inevitable by purchasing motor trader insurance. Motor trader insurance protects anyone operating on most of the motor business, whether it is full time or part time. Among the business or group that normally buy this insurance are the car dealers, motor traders, van drivers and commercial vehicles.

Most motor trader insurance suits the business or person’s needs. Generally, the packages are tailored to enable the policyholders to choose on expert support, resources, products and risk management. Also to complements the policyholder’s needs and requirements are the optional extras for further protection, which are suitable for high performance or group of vehicles that have problems in loading.

Another group of traders which are also covered by motor trader insurance are the classic, collective, vintage vehicle dealers. However, it was not available for motorcycle traders or specialists. Procedures have now changed, resulting in many motor trader insurance companies offering such protection to motorcycle traders.

Motor trader insurance has four major features that are Road Risk, Material Damage, Public Liability Servicing and Sales of Goods. Road Risk is compulsory for all traders to buy under the Road Traffic Act. Material Damage protects the policyholder’s building and contents, stock and vehicles. Public Servicing and Sales of Goods extends the coverage for third party liabilities resulting from injury or third party property damage.

To further provide better services and protection coverage, motor trade insurance extends the optional extras. Although it is not required by law to purchase the optional extras, some of these protections are extremely useful for certain group of traders.

Business Interruption covers loss of profit due to unwanted events like fire. Employers Liability protects against legal liability resulting from injury happened at workplace. Engineering Inspection provides protection if a premise is inspected by law enforcement. Goods in Transit cover losses or damage of property during transport. Commercial Legal Expense covers all fees resulting from legal proceedings such as barrister, court, witness and solicitor’s fees. Computer Insurance is suitable against traders who implement computer system to protect them against losses from computer equipment damage.